Conflict of Interest Disclosure
Revised December 1, 2026
David Peters owns several businesses that offer different financial services. You are free to use any one of them without using any of the others, and none of them pays or receives referral fees for sending clients to another.
The businesses under common ownership
David Peters is the owner of each business below. Each is a separate legal entity with its own services, agreements, and fees.
Peters Tax Preparation & Consulting, PC
Tax preparation, tax consulting, tax planning, IRS representation
Alaruna, LLC (Alaruna Accounting)
Bookkeeping and accounting consulting
Peters Financial LLC
Financial planning, investment advice, money management
David Peters Insurance Agency LLC
Insurance products
David Randall Peters Insurance Agency LLC d/b/a Brightway Insurance, The Peters Agency
Insurance products
Peters Mortgage LLC
Mortgage brokerage
You are never obligated to use another business
Engaging any one of these businesses does not obligate you to engage any other. For example:
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If you hire Peters Tax Preparation & Consulting, PC as your tax preparer, you are free to choose any financial advisor, insurance agent, mortgage broker, or bookkeeper.
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If you hire Peters Financial LLC as your financial advisor, you are free to choose any CPA firm or tax preparer.
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The same is true for the insurance agencies, Peters Mortgage LLC, and Alaruna Accounting.
Your decision to use, or not use, another business will not affect the quality, timing, or price of the services you receive.
How each business is paid
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No referral fees. None of these businesses, and not David Peters personally, receives a referral fee for referring a client to another.
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Separate fees. Each business charges its own fees, described in its own agreement. A fee charged by one business never includes services provided by another.
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No bundled discounts. There is no discount for using more than one business.
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Other compensation. The insurance agencies and Peters Mortgage LLC may receive commissions or other compensation from insurance carriers or lenders on products you purchase. Peters Financial LLC may receive advisory fees based on assets it manages. Because David Peters owns these businesses, he benefits financially when you use them. Ask us at any time for details about how a particular product or service is compensated.
How your information is handled between businesses
Your tax information stays with Peters Tax Preparation & Consulting, PC. We do not share it with the financial advisory, insurance, mortgage, or bookkeeping businesses unless you authorize it. You may decline or revoke that consent at any time without affecting our services. See our Privacy Policy for details.
How we manage conflicts
Our professional standards require us to identify conflicts of interest, disclose them to you, and obtain your consent where required. If a specific conflict arises in your engagement — for example, if tax advice we give could affect a product offered by an affiliated business — we will tell you and, where required, ask for your written consent before proceeding. We will always give tax advice based on your interests, not the interests of any affiliated business.
Acknowledgment
New clients sign this acknowledgment with their engagement documents.
I have read this Conflict of Interest Disclosure. I understand that David Peters owns the businesses listed above, that I am not obligated to use more than one of them, that they do not pay referral fees to each other, and that my information will not be shared among them without my separate written consent.